If you are new to investing, here are a few basic rules to keep in mind as you venture forward. As you know, there are no guarantees when it comes to investing, but following these tips as well as heeding the advice of your Investment Planner may help you stay out of trouble.


  Know yourself, your timelines, and your risk tolerance
  Stick with investments that you can understand and evaluate
  Avoid get rich quick schemes that promise riches without effort
  Be willing to keep what you buy


Never accept an investment that must be sold under pressure


Consider investments that have "utility value" (they are useful to someone else)
Do not count on selling the investment to make payments on it
Do not risk more than you can afford to lose


Remember - if it sounds too good to be true, it probably is









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